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Because Money

Doesn't Come With Instructions

Services

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Herr Wealth Management offers a wide variety of financial services for both businesses and individuals. We pride ourselves in helping our clients in take advantage of all the tools and resources at our disposal in order to maximize the achievement of their goals.

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Risk Management Plan

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Individuals and Families

A risk management plan deals with family financial continuity in the event of a death, disability or critical illness of a family member. In any of these situations we want to be sure there is enough income replaced and cash on hand to maintain the family’s current lifestyle and deal with debts, taxes, final expenses, and expenses related to getting back on your feet.

 

Business Owners

A risk management plan deals with business continuity in the event of the death, disability or critical illness of a shareholder or partner. This is involves funding a buy out of the business in the event any of these issues occur.

Wealth Accumulation Plan

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This involves a plan to help our customers achieve important financial goals such as accumulating enough capital for retirement, going on a special trip, buying home, buying a business or educating their children.  Wealth accumulation planning is all about assisting our clients achieving important financial objectives.  

Debt Management Plan

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The biggest obstacle most people face in achieving their financial goals is their level of debt and the cost of that debt.  In many cases through debt consolidation and effective debt management, significant dollars can be made available for other important financial goals.

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education funding

Education Funding

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Parents generally want too assistant their children with the cost of post -secondary education. This is a significant cost and can put significant strain on cash flow if not planned for in advance. There is also significant government support that should be considered and taken advantage of.

Estate planning

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Everyone has an estate and needs to plan how they want their estate to distributed during life and upon their death. An estate plan ensures you determine how your assets will be distributed. For many people this is about legacy planning and transferring their assets to the next generation or to their favourite cause. Tax minimization for many also plays an important role

Retirement Income Planning

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Accumulating enough capital during your working years so you can create your own paycheck during your retirement years is an important process. However, creating income from that capital in retirement is quite a different process. Capital preservation, tax minimization, making your money last as long as you do, how you will live in retirement, health risk management and wealth transfer become very important planning issues that are quite different during your accumulation years.  

Group Benefits & Group RRSP Plans

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We assist small to mid-size companies provide important financial solutions for their employees such as group life, disability, critical illness, health and dental as well individual financial planning.

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Travel Insurance & Individual Health and Dental Plans

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Many Canadians are without travel insurance & health and dental plans. Travel insurance is essential to ensure you don’t suffer a significant financial loss. Individual health plans can be a very cost effective way to provide for these costs particularly for small business owners, consultants and professional.

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Guelph Office

116-355 Elmira Rd N, Guelph ON, N1K 1S5

Tel           1-888-346-5863 or 519-837-3880

Kingston Office

735D Arlington Park Place Unit 10, Kingston, ON, K7M 8M8

Tel         1-888-346-5863 or 1-613-766-2369

Authorised and regulated by the Financial Conduct Authority.
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